More Helpful Tips for Snowbirds

More Helpful Tips for Snowbirds

Published November 2020

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Look into a Lockbox Service
By Jennifer Olson, LCAM, Vice President–Association Banking Relationship Manager

     Welcome back to Florida! Many things may have changed at your community because, well…. 2020!  As you settle in, you’ll want to check with your association and/or property manager about any procedures in place due to any local COVID-19 restrictions.

     We’ve all learned a lot this year, including that some of the processes we’ve always relied on may not be the most efficient when face-to-face interaction is discouraged. One of these may be as simple as the way your association collects maintenance payments from its owners. What was the most efficient process previously might not be as beneficial when personal interaction is more complicated. Working remotely is on the rise, and limited hours are spent on in-person time. Now may be the time (while starting your 2021 budget) to look into a lockbox service to collect your maintenance payments. Most banks have a process in place that will allow owners to make payments in a variety of ways, with one that will surely work for them!

     For more information on Centennial Bank, call (561) 236-3378, email, or visit

Pavement Lifecycle Costs
By Rodger E. Rowles, Founder and CEO

     Cost-effectiveness is optimized when preventive maintenance treatments are applied early in the life of the pavement. A well-designed preventive maintenance program will preserve the pavement’s structure to enhance its performance, extend pavement life, and meet the needs and budgets of the property owners.

     Although pavement maintenance is not a new concept, it is not as simple as it sounds. The way people think about their asphalt pavement necessitates being proactive and making a commitment to take care of one of their most valuable assets.

     The newer approach: Rejuvenator was originally developed for the United States Air Force in the 1950s for airfield pavements, and now conditioning pavement rejuvenator (CPR) has been used commercially for more than 40 years. CPR rejuvenator transforms an expense to an asset.

     Seal coating—right or wrong? It is not the intent here to discuss the strengths or weaknesses of emulsion (water base) seal coats. We are aware that some contractors know that more water used and less coats applied are against the manufacturer’s specifications. Such procedures may significantly change the price to win the bid. Keep in mind that all emulsion seal coats lie on the surface of your pavement and at some point, after two to three years, will be worn off and be washed down the drain!

For more information, call (484) 557-0353 or visit